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Free assisted living consultation Trusted Communities spent dozens of hours researching the top assisted living communities in the Louisville area to allow seniors and their families to find the community that’s right for them. Click through the facilities listed below to read in-depth reviews, what residents are saying, and details such as base pricing, room types, and more.

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COVID-19 Rules for Assisted Living in Louisville

For assisted living communities, COVID-19 rules and regulations are typically set at the state level. You can view specific rules on our guide to assisted living in KY. These rules change often, and many communities have policies in place that go above and beyond what’s required by the state, so you should contact your local community for more information. Additionally, you can contact your local Area Agency on Aging to learn more.

How to Pay for Assisted Living in Louisville

In Louisville, assisted living facilities charge $3,500 per month for housing and care, which is consistent with the state median of $3,448 but $1,000 lower than the national average rate of $4,500.

Assisted Living in Louisville vs. Nearby Cities 

Louisville seniors pay $3,500 per month for assisted living, which is on par with other surveyed cities in Kentucky. Rates are the same in Bowling Green, and in Elizabethtown, care costs are $250 lower at $3,225. In Owensboro, care costs are among the lowest in the state at $3,088, and in Lexington, rates exceed Louisville’s median at $4,568.

  • Louisville: $3,500
  • Kentucky: $3,448
  • United States: $4,500
  • Owensboro: $3,088
  • Bowling Green: $3,500
  • Elizabethtown: $3,225
  • Lexington: $4,568

Assisted Living vs. Other Types of Care in Louisville KY 

Assisted living is among the more affordable long-term care options in Louisville, with seniors paying $3,500 per month for care. This is considerably lower than home-based care costs, which average $4,767 per month for basic homemaker services and specialized home health aide services. Nursing home fees are more than double assisted living rates at $7,452. Adult day health care is the cheapest option at $1,809.

  • Homemaker Services: $4,767
  • Home Health Aide: $4,767
  • Adult Day Health Care: $1,809
  • Assisted Living: $3,500
  • Nursing Home: $7,452

Financial Assistance for Assisted Living in Louisville

Paying for assisted living in Kentucky graphic

Other Ways to Pay for Assisted Living in Louisville

Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about your options for making assisted living more affordable, visit our guide to Assisted Living in Louisville.

Free and Low-Cost Assisted Living Resources for Seniors in Louisville

The Louisville region is home to a wealth of resources for older adults, helping them make important decisions about where they obtain assisted living services and how to pay for monthly fees. Through the following programs and agencies, seniors can learn more about their Medicare coverage, get key information on veterans’ benefits and locate advocacy services.

Resource Contact Service
Wilderness Road Senior Center (502) 964-5151 Wilderness Road Senior Center hosts social and recreational programs for those aged 50 and over in the Louisville region. At this center, older adults participate in activities, such as table games, dances, movie afternoons, luncheons and the SilverSneakers Program.
Kentuckiana Regional Planning and Development Agency (502) 266-5571 KIPDA is the designated Area Agency on Aging for Louisville and the surrounding region. Through this independent nonprofit organization, seniors obtain information and referrals to community-based services, such as wellness screenings, benefits counseling and financial assistance programs. The agency also houses the region’s Long-Term Care Ombudsman Program, which represents the interests of those in assisted living facilities.
VA Louisville Regional Office (800) 698-2411 The VA Louisville Regional Office has trained specialists who help veterans navigate a range of issues, such as obtaining health screenings and medical care, counseling services and financial assistance. Through this office, veterans get personalized assistance with compiling documents necessary for applying for benefits and submitting applications for Aid and Attendance benefits, various compensation programs and veterans’ and survivors’ pension programs, which may help cover residential long-term care services.
Retired and Senior Volunteer Program (502) 574-1530 The Louisville Metro Retired and Senior Volunteer Program is affiliated with the Corporation of National & Community Service and provides exclusive volunteer opportunities to those aged 55 and over. Through this program, over 1,000 older adults in the Louisville region donate their time to local schools, charities, hospitals and performing arts centers. Volunteers serve at least 4 hours in a 6-month period and have access to free placement and training, as well as benefits, such as regular newsletters, supplemental insurance, and in some cases, mileage reimbursement.
State Health Insurance Assistance Program (877) 293-7447 (option #2) SHIP is a volunteer-led statewide program that provides confidential, unbiased Medicare options counseling. While volunteers aren’t affiliated with any insurance providers, they can answer general questions about Medicare, Medicare Savings Plans and local private Medicare options, such as Medicare Advantage Plans, some of which may have coverage for assisted living. Services are free and available over the phone and in person.

Assisted Living Laws and Regulations in Louisville

Assisted Living Communities in Louisville are required to follow a set of rules and regulations that are determined by the state. For more specific information, talk with your local community or Area Agency on Aging.

Laws and regulations for assisted living in Kentucky

The Top Assisted Living Communities in the Louisville Area

In order to find the top assisted living communities in the Louisville area, our team of researchers:

  • Sorted through 48 communities using our unique methodology
  • Spent over 30 hours researching assisted living communities in Louisville
  • Read more than 380 reviews left by residents and their family members

After filtering out facilities that didn’t meet our high standards, we were left with 20 assisted living communities that earned our seal of approval. Through this process we discovered that the average cost of assisted living in the city of Louisville is $3,500, which is slightly higher than the state average of $3,448 and considerably lower than the national average of $4,500.

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Christina Drumm-Boyd
Certified Senior Advisor (CSA) and Geriatric Care Manager (GCM)
Christina Drumm-Boyd
Certified Senior Advisor (CSA) and Geriatric Care Manager (GCM)

Christina is a Certified Senior Advisor (CSA) and Geriatric Care Manager (GCM) who is passionate about seniors and their families. Along with her staff, Christina works hands-on with each client to find the best solutions for the challenges that often come with aging.

Read on for in-depth information about the top assisted living facilities in Louisville, a brief dive into our methodology for determining the best assisted living communities, and a searchable directory of 48 communities in the Louisville area.

Our Methodology

It’s not what we research, but the way we research that makes stand out. We start by identifying problems and challenges in the senior care industry by gaining insight from conversations with industry professionals, older adults, and those that care for them. Next, our research team led by industry experts apply our data-driven research techniques to understand the magnitude of the challenge and how to overcome it. Finally, we present our findings in easy-to-understand guides and studies and share our actionable results with influencers and caregivers, as well as the general public.

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Facility Features (40%)

Facility Health Services Graded on health services provided
on the facility including, but not
limited to, on-site nursing,
pharmacy, skilled nursing,
medicine administration, etc

Facility Amenities Graded on the available

Affordability Financial assistance acceptance
and overall costs and value.

Residential Quality (40%)

Resident Satisfaction Polling & survey of overall facility satisfaction.

Facility Complaint and Violations Number of complaints and violations the facility had. Taking into account improvement over time.

Online Reviews Aggregated verified online reviews.

Location (20%)

Location-Based Benefits Including, but not limited to, proximity to
hospitals, ambulance response times, senior
resources available, and state and city
financial assistance.

Location Quality Local crime rates, incidents against older
adults, air quality, climate.

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Assisted Living Near Louisville, KY