According to the United States Census Bureau, the population of the elderly living in Michigan is growing. One of the reasons why seniors are choosing to retire in the state may be because there is no sales tax on social security retirement, U.S. military pensions, Michigan National Guard pensions, or railroad pensions.
Directory of Assisted Living Facilities in Michigan
As you start your research for a quality assisted living facility in Michigan, knowing the types of services each facility provides and the financial help available to help pay for those care services, is important. The registry below can aid you in your research by providing details and information on more than 750 facilities in the state of Michigan.
Showing of Communities
Get personalized guidance for free.
Call Now
Learn More About the Best Assisted Living Communities in Michigan's Top Cities
We’ve compiled a list of the best assisted living facilities in each the cities featured below using our unique methodology. View images, base pricing, room types, and more information about these communities by clicking on the links below.
Paying For Assisted Living in Michigan
The Cost of Assisted Living in Michigan
The monthly median cost of assisted living in Michigan is $3,850, which is cheaper than the national average of $4,000. According to Genworth’s 2018 Cost of Care Survey, assisted living in Michigan is also less expensive than the median in all neighboring states.
While the cost of Assisted Living is fairly consistent throughout the state, Saginaw is the one exception coming in at $1,025 below the state average. Ann Arbor is the most expensive region in the state at $1,050 above the national average of $4,000.
While nursing home care is relatively cheap in Michigan when compared to the rest of the nation, it’s still considerably more expensive than assisted living. Other than independent living, which doesn’t provide assistance with activities of daily living, assisted living communities are the cheapest solution for long-term care in the state.
Financial Assistance for Assisted Living in Michigan
Michigan MI Choice Waiver Program
Medicaid will not directly cover the cost of assisted living in Michigan. However, they offer the MI Choice Waiver which covers personal care services to help with tasks such as taking a bath, shaving, getting dressed, and walking. Unlike Medicaid, the waiver only has a certain number of enrollment slots available, so when those are filled, you may be put on a waiting list.
The MI Choice Waiver does not cover room and board expenses. They do, however, offer community transition services for elderly who want to move from an institution to assisted living. The transition services help with security deposits, essential furnishings, and set-up fees or deposits for utility services.
Who Is Eligible?
Residents interested in applying for the MI Choice Waiver need to be financially eligible for Medicaid as well as meet the following qualifications:
- Age 65 or older
- Monthly income for a single resident must not exceed $1,012 (in 2018), and assets must be $2,000 or less
- Monthly income for married residents must not exceed $1,372 (in 2018), and assets must be $2,000 or less
- Meet nursing home level of care but prefer assisted living
If approved for the waiver, a registered nurse and social worker will do an in-home visit with the resident and his or her family and friends. At that time, a service plan based on what the resident wants will be created.
How to Apply
To get more details about the MI Choice Waiver and apply, contact an Area Agency on Aging I&A specialist at (800) 442-1713. If you haven’t already applied for Medicaid, you can get started by calling (855) 275-6424.
More Ways to Finance Assisted Living
Some additional ways to finance assisted living costs include:
- Veterans Benefits: Veterans can take advantage of several different pension programs to help cover the cost of assisted living. For more information, see the article on benefits.va.gov.
- Life Insurance Policies: Even if a spouse or loved one hasn’t died, certain types of life insurance policies can be used to pay for assisted living. More information is available at longtermcare.acl.gov
- Long-Term Care Insurance: Long-term care insurance is a type of insurance policy that pays for long-term care when it becomes necessary, including the cost of assisted living. For more information on the benefits and drawbacks of this financing method, visit longtermcare.acl.gov.
- Reverse Mortgages: Reverse mortgages allow seniors to access the equity from a home that they own, and these funds can be used to pay for assisted living. The U.S. Department of Housing and Urban Development offers a federally insured reverse mortgage program.
Free Assisted Living Resources in Michigan
Long-Term Care Ombudsman Program
The Long-Term Care Ombudsman Program in Michigan helps low-income seniors and people with disabilities. Their services include:
- Educating elderly residents on their rights
- Advocating for residents’ on issues related to care services they receive, benefits available to them, long-term care, elder abuse, and their rights
- Helping residents resolve any concerns they may have
Area Agencies on Aging
Area Agencies on Aging (AAA) is a network of hundreds of nonprofit organizations across America that provide federally funded services to adults over 60 in their local areas.
Michigan has many Area Agencies on Aging that offer comprehensive information on various kinds of programs and community supports for seniors.
Area Agency On Aging | Address | Phone Number |
---|---|---|
Area Agency on Aging 1B (Oakland County) | 29100 Northwestern Hwy. Ste. 400 Southfield, MI 48034 |
(248) 357-2255 or (800)-649-3777 TTY |
Area Agency on Aging of Northwest Michigan | 1609 Park Dr. Traverse City, MI 49686 |
(616) 456-5664 or (888) 456-5664 |
Branch-St. Joseph Area Agency on Aging | 570 Marshall Rd. Coldwater, MI 49036 |
(517) 278-2538 or (888) 615-8009 |
Detroit Area Agency on Aging | 1333 Brewery Park Blvd. Ste 200 Detroit, MI 48207 |
(313) 446-4444 |
Kalamazoo County Area Agency on Aging | 311 East Alcott St. Kalamazoo, MI 49001 |
(269) 373-5147 |
Region 2 Area Agency on Aging | 102 N. Main St. Brooklyn, MI 49230 |
(800) 335-7881 |
Region 3B Area Agency on Aging | 200 W. Michigan Ave. Ste. 102 Battle Creek, MI 49017 |
(269) 966-2450 or (800) 626-6719 |
Region IV Area Agency on Aging | 2900 Lakeview Ave. St. Joseph, MI 49085 |
(269) 983-0177 |
Region 7 Area Agency on Aging | 1615 South Euclid Ave. Bay City, MI 48706 |
(800) 858-1637 |
Senior Resources | 560 Seminole Road Muskegon, MI 49444 |
(231) 733.3585 or (800) 442-0054 |
The Senior Alliance | 5454 Venoy Rd. Wayne, MI 48184 |
(734) 722-2830 or (800) 815-1112 |
Tri-County Office on Aging | 5303 South Cedar Building 1 Lansing, MI, 48911 |
(517) 887-1440 or (800) 405-9141 |
Upper Peninsula Area Agency on Aging | 2501 14th Avenue South Escanaba, MI 49829 |
(906) 786-4701 |
Valley Area Agency on Aging | 225 E. Fifth Street Ste. 200 Flint MI 48502 |
(810) 239-7671 |
Veterans Affairs
Veterans and their spouses can get assistance from their local VA offices with transportation, financing, and various other services. Visit or contact a center near you for guidance on the best support options and eligibility for you or your elderly loved one.
Veterans’ Affairs Office | Address | Phone Number |
---|---|---|
Alcona County Veterans Affairs | 320 South State St. Harrisville, MI 48740 |
(989) 724-3242 |
Barry County Veterans Affairs | 231 S. Broadway Ave. Hastings, MI 49058 |
(269) 945-1296 |
Dearborn Vet Center | 19855 Outer Drive Ste. 105 W. Dearborn, MI 48124 |
(313) 277-1428 |
Detroit Vet Center | 11214 East Jefferson Ave. Detroit, MI 48214 |
(313) 822-1141 |
Escanaba Vet Center | 3500 Ludington St. Suite # 110 Escanaba, MI 49829 |
(906) 233-0244 or (877) 927-8387 |
Grand Rapids Vet Center | 2050 Breton Rd SE Grand Rapids, MI 49546 |
(616) 285-5795 |
Macomb County Veterans Services | 21885 Dunham Ste. 3 Clinton Township, MI 48036 |
(586) 469-5315 |
Michigan Veterans Affairs Agency | Phoenix Bldg. 5th Floor 222 N. Washington Square Lansing, MI 48909 |
(800) 642-4838 |
Missaukee County Office of Veteran Affairs | 105 S. Canal St. Lake City, MI 49651 |
(231) 839-7264 Ext. 5 |
Monroe County Department of Veterans Affairs | 965 S. Raisinville Rd. Monroe, MI 48161 |
(734) 240-3287 |
Oscoda County Veterans Affairs | DNR Building 191 S. Mount Tom Rd. Mio, MI 48647 |
(989) 786-0355 |
Pontiac Vet Center | 44200 Woodward Ave. Ste. 108 Pontiac, MI 48341 |
(248) 874-1015 |
Saginaw Vet Center | 5360 Hampton Place Saginaw, MI 48604 |
(989) 321-4650 |
Traverse City Vet Center | 3766 N. US 31 South Traverse City, MI 49684 |
(231) 935-0051 or (877) 927-8387 |
Social Security Offices
By reaching out or visiting a Social Security office, you or your elderly loved one can gain a better understanding of social security benefits as well as other types of assistance that can help with assisted living costs.
Social Security Office | Address | Phone Number |
---|---|---|
Adrian Social Security Office | 1040 S. Winter St. Ste. 2401 Adrian, MI 49221 |
(877) 512-5943 or (517) 481-3819 TTY |
Alpena Social Security Office | 111 N. 4th Ave. Alpena, MI 49707 |
(877) 452-4195 or (989) 354-8537 TTY |
Ann Arbor Social Security Office | 3971 Research Park Dr. Ste. A Ann Arbor, MI 48108 |
(800) 772-1213 or (800) 325-0778 TTY |
Battle Creek Social Security Office | 2518 Capital Ave. Sw Battle Creek, MI 49015 |
(877) 445-0829 or (800) 325-0778 TTY |
Bay City Social Security Office | 1115 Washington Ave. Bay City, MI 48708 |
(866) 366-4924 or (989) 892-7848 TTY |
Benton Harbor Social Security Office | 455 Bond St. Benton Harbor, MI 49022 |
(877) 405-5457 or (800) 325-0778 TTY |
Big Rapids Social Security Office | 730 Watertower Rd. Big Rapids, MI 49307 |
(800) 772-1213 or (800) 325-0778 TTY |
Cadillac Social Security Office | 1720 S Mitchell St. Cadillac, MI 49601 |
(800) 772-1213 or (800) 325-0778 TTY |
Chesterfield Social Security Office | 26200 21 Mile Rd. Chesterfield, MI 48051 |
(877) 512-5943 or (517) 481-3819 TTY |
Clawson Social Security Office | 140 N. Crooks Clawson, MI 48017 |
(877) 512-5943 or (517) 481-3819 TTY |
Dearborn Social Security Office | 19853 Outer Drive Ste. 200 Dearborn, MI 48124 |
(877) 512-5943 or (517) 481-3819 TTY |
Detroit Social Security Office | Mcnamara Bldg/Rm 450 477 Michigan Ave. Detroit, MI 48226 |
(877) 512-5943 or (517) 481-3819 TTY |
Escanaba Social Security Office | 1013 1st Ave. North Escanaba, MI 49829 |
(877) 545-5503 or (800) 325-0778 TTY |
Farmington Hills Social Security Office | 27650 Farmington Rd. Farmington Hills, MI 48334 |
(877) 512-5943 or (517) 481-3819 TTY |
Flint Social Security Office | 1149 Robert T Longway Flint, MI 48503 |
(888) 318-7282 or (810) 233-6635 TTY |
Fort Gratiot Social Security Office | 2620 Krafft Rd. Fort Gratiot, MI 48059 |
(877) 895-0042 or (810) 385-9149 TTY |
Grand Rapids Social Security Office | 3045 Knapp St. Ne Grand Rapids, MI 49525 |
(877) 319-5710 or (616) 363-4128 TTY |
Highland Park Social Security Office | 60 East Grand Ave. Highland Park, MI 48203 |
(877) 512-5943 or (517) 481-3819 TTY |
Holland Social Security Office | 657 Hastings Ave. Holland, MI 49423 |
(877) 223-6062 or (800) 325-0778 TTY |
Houghton Social Security Office | 902 Razorback Dr. Ste. 3 Houghton, MI 49931 |
(877) 512-5943 or (517) 481-3819 TTY |
Inkster Social Security Office | 28657 Cherry Hill Rd. Inkster, MI 48141 |
(877) 512-5943 or (517) 481-3819 TTY |
Ironwood Social Security Office | 213 S Marquette St. Ste. 2 Ironwood, MI 49938 |
(906) 932-4034 or (800) 325-0778 TTY |
Jackson Social Security Office | 234 W Louis Glick Hwy. Ste. 200 Jackson, MI 49201 |
(877) 405-0473 or (800) 325-0778 TTY |
Kalamazoo Social Security Office | 317 South Drake Rd. Kalamazoo, MI 49009 |
(866) 331-9088 or (800) 325-0778 TTY |
Lansing Social Security Office | 5210 Perry Robinson Lansing, MI 48911 |
(877) 512-5944 or (800) 325-0778 TTY |
Livonia Social Security Office | 34010 Plymouth Rd. Livonia, MI 48150 |
(877) 512-5943 or (517) 481-3819 TTY |
Ludington Social Security Office | 150 N Jebavy Dr. Ludington, MI 49431 |
(866) 495-0075 or (800) 325-0778 TTY |
Marquette Social Security Office | 300 S Front St. 1st Floor, Ste. 1 Marquette, MI 49855 |
(855) 782-9154 or (800) 325-0778 TTY |
Monroe Social Security Office | 1300 S Telegraph Rd. Monroe, MI 48161 |
(877) 512-5943 or (517) 481-3819 TTY |
Mt Pleasant Social Security Office | 1940 Sweeney St. Mt Pleasant, MI 48858 |
(877) 405-7667 or (800) 325-0778 TTY |
Muskegon Social Security Office | 340 Morris Ave. Muskegon, MI 49440 |
(866) 763-2632 or (800) 325-0778 TTY |
Owosso Social Security Office | 306 N. Gould St. Owosso, MI 48867 |
(855) 628-1592 or (989) 723-4907 TTY |
Petoskey Social Security Office | 308 State St. Ste. 8 Petoskey, MI 49770 |
(866) 574-2588 or (800) 325-0778 TTY |
Pontiac Social Security Office | 1280 Pontiac Rd. Pontiac, MI 48340 |
(877) 512-5943 or (517) 481-3819 TTY |
Redford Social Security Office | 26840 W. Seven Mile Rd. Redford, MI 48240 |
(877) 512-5943 or (517) 481-3819 TTY |
Roseville Social Security Office | 15250 E. 12 Mile Rd. Roseville, MI 48066 |
(877) 512-5943 or (517) 481-3819 TTY |
Saginaw Social Security Office | 611 E. Genesee Ave. Saginaw, MI 48607 |
(877) 405-5868 or (989) 759-0035 TTY |
Sault Sainte Marie Social Security Office | 2861 Ashmun St. Ste. 1 Sault Sainte Marie, MI 49783 |
(855) 285-6007 or (800) 325-0778 TTY |
Sterling Heights Social Security Office | 7385 Triangle Dr. Sterling Heights, MI 48314 |
(877) 512-5943 or (517) 481-3819 TTY |
Traverse City Social Security Office | 1329 S Division St. Traverse City, MI 49684 |
(866) 739-4802 or (231) 929-4143 TTY |
West Branch Social Security Office | 2938 Hansen Rd. West Branch, MI 48661 |
(877) 512-5943 or (517) 481-3819 TTY |
Wyandotte Social Security Office | 3450 Biddle Ave. Wyandotte, MI 48192 |
(877) 512-5943 or (517) 481-3819 TTY |
Assisted Living Laws and Regulations in Michigan
Assisted Living Admission Contract
Prior to admission in an assisted living facility (ALF) in Michigan, an admission contract is required. The contract must include:
- Services the resident will require and the fees for each of those services
- Transportation services, if any, and the fees for those
- The assisted living facilities’ admission, discharge, and refund policies
- The resident’s rights and responsibilities
The contract must be updated every year or when there is a significant change in the resident’s care needs.
Assisted Living Scope of Care
Assisted living facilities in Michigan provide supervised personal care that is specified in the resident’s service plan, guidance assistance, medication management, protection, and supervision assistance.
Assisted Living Medicaid Policy
Michigan’s Medicaid only pays for skilled nursing care or therapy services when it comes to home care in an assisted living facility. However, the doctor must prescribe those services as part of the plan of care. Furthermore, the services must be needed on a temporary basis, which is to cure and rehabilitate.
If you or your elderly loved one needs ongoing services to help with activities of daily living, medication management, and/or other services and nursing care, the MI Choice Waiver is an option to look into.
Assisted Living Requirements
The Department of Licensing and Regulatory Affairs takes care of the licensing for assisted living facilities in Michigan. Additionally, they ensure the facilities follow all the regulations. Some of the regulations the ALF is required to follow include:
- Facilities are only allowed to accept residents in need of care that does not extend beyond what the facility provides.
- Employees’ toilet facilities must be separate from the residents’ living quarters.
- ALFs must conduct annual tuberculosis tests for employees and residents, unless they are low-risk facilities.
- Communities are required to keep facility free from insects and vermin.
Medication Management Regulations
The assisted living facility must follow the labeling instructions or orders of the resident’s physician or other licensed health care professional when supervising, giving, or assisting with medication. Residents who are able can take their medication on their own.
Staffing Requirements
At least one person on each shift must be designated as supervisor, and the facility is required to have enough qualified staff on duty to provide care that is consistent with each resident’s service plans. All on-duty staff must be fully dressed, on-site, and awake for the entire shift.
Staff Training Requirements
Administrators of assisted living facilities in Michigan are required to meet all of these qualifications:
- Must be 18 years of age or older
- Have training, education, and/or experience working with the facility’s resident population
- Be capable of assuring program planning, development, and execution of services to residents consistent with the facility’s program statement, and as per the residents’ service plans and agreements
Direct care staff who supervise and/or administer medications must receive training on proper handling and administration of medications.
Background Checks for Assisted Living
All employees must have a criminal background and fingerprint check. Assisted living facilities in Michigan are not allowed to hire, enter into a contract with, or grant privileges to anyone who will have direct access to residents if that person has been convicted of a felony or misdemeanor.
Requirements for Reporting Abuse
Abuse of any kind, or even suspicion of abuse, should be reported to the Michigan Department of Health and Human Services’ Adult Protective Services. To report the abuse, call (855) 444-3911 at any time. 24 hours after you make your report, Adult Protective Services will begin an investigation.
If you feel the assisted living facility is in violation of the governing act or rules, you can file an anonymous complaint with the Bureau of Community and Health Systems. There are three ways to send your complaint: Using the online form, print and complete a paper form and mail it to the address listed on the website, or call (866) 856-0126.
The most recent upgrades to the HTMLG online editor are the tag manager and the attribute filter. Try it for free and purchase a subscription if you like it!
Michigan COVID-19 Rules for Assisted Living Facilities
Note: The following information was compiled and most recently updated on 2/8/22. Since COVID-19 is a rapidly evolving crisis, be sure to contact your assisted living facility or local Area Agency on Aging for the most up-to-date information.
COVID-19 Rules in Michigan | |
---|---|
Are loved ones allowed to visit residents in their assisted living community? | Yes (Conditions Apply) |
Are residents required to quarantine after their loved ones visit? | No |
Are loved ones required to wear masks when visiting residents? | Yes |
Are Hairdressers and other non-medical contractors allowed in assisted living communities? | Yes |
Are visitors screened for elevated temperatures before entering the assisted living community? | Yes |
Are residents allowed to leave the assisted living community for non-medical reasons? | Yes |
Are residents who leave required to quarantine when they get back to the assisted living community? | No (Conditions Apply) |
Are assisted living communities required to cancel all group outings? | No |
Are assisted living communities allowed to host group activities within the community? | Yes (Conditions Apply) |
Are staff members regularly checked for elevated temperatures? | Yes |
Are staff members regularly tested for COVID-19? | Yes (Conditions Apply) |
Are residents regularly screened for COVID-19 symptoms? | Yes |
Are residents regularly checked for elevated temperatures? | Yes |
Are residents regularly tested for COVID-19? | Yes (Conditions Apply) |
Sources: www.michigan.gov www.cms.gov