According to the United States Census Bureau, the population of the elderly living in Michigan is growing. One of the reasons why seniors are choosing to retire in the state may be because there is no sales tax on social security retirement, U.S. military pensions, Michigan National Guard pensions, or railroad pensions.

Directory of Assisted Living Facilities in Michigan

As you start your research for a quality assisted living facility in Michigan, knowing the types of services each facility provides and the financial help available to help pay for those care services, is important. The registry below can aid you in your research by providing details and information on more than 750 facilities in the state of Michigan.

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Paying For Assisted Living in Michigan

The Cost of Assisted Living in Michigan

The monthly median cost of assisted living in Michigan is $3,850, which is cheaper than the national average of $4,000. According to Genworth’s 2018 Cost of Care Survey, assisted living in Michigan is also less expensive than the median in all neighboring states.

 

While the cost of Assisted Living is fairly consistent throughout the state, Saginaw is the one exception coming in at $1,025 below the state average. Ann Arbor is the most expensive region in the state at $1,050 above the national average of $4,000.

 

While nursing home care is relatively cheap in Michigan when compared to the rest of the nation, it’s still considerably more expensive than assisted living. Other than independent living, which doesn’t provide assistance with activities of daily living, assisted living communities are the cheapest solution for long-term care in the state.

Financial Assistance for Assisted Living in Michigan

Michigan MI Choice Waiver Program

Medicaid will not directly cover the cost of assisted living in Michigan. However, they offer the MI Choice Waiver which covers personal care services to help with tasks such as taking a bath, shaving, getting dressed, and walking. Unlike Medicaid, the waiver only has a certain number of enrollment slots available, so when those are filled, you may be put on a waiting list.

The MI Choice Waiver does not cover room and board expenses. They do, however, offer community transition services for elderly who want to move from an institution to assisted living. The transition services help with security deposits, essential furnishings, and set-up fees or deposits for utility services.

Who Is Eligible?

Residents interested in applying for the MI Choice Waiver need to be financially eligible for Medicaid as well as meet the following qualifications:

  • Age 65 or older
  • Monthly income for a single resident must not exceed $1,012 (in 2018), and assets must be $2,000 or less
  • Monthly income for married residents must not exceed $1,372 (in 2018), and assets must be $2,000 or less
  • Meet nursing home level of care but prefer assisted living

If approved for the waiver, a registered nurse and social worker will do an in-home visit with the resident and his or her family and friends. At that time, a service plan based on what the resident wants will be created.

How to Apply

To get more details about the MI Choice Waiver and apply, contact an Area Agency on Aging I&A specialist at (800) 442-1713. If you haven’t already applied for Medicaid, you can get started by calling (855) 275-6424.

More Ways to Finance Assisted Living

Some additional ways to finance assisted living costs include:

  • Veterans Benefits: Veterans can take advantage of several different pension programs to help cover the cost of assisted living. For more information, see the article on benefits.va.gov.
  • Life Insurance Policies: Even if a spouse or loved one hasn’t died, certain types of life insurance policies can be used to pay for assisted living. More information is available at longtermcare.acl.gov
  • Long-Term Care Insurance: Long-term care insurance is a type of insurance policy that pays for long-term care when it becomes necessary, including the cost of assisted living. For more information on the benefits and drawbacks of this financing method, visit longtermcare.acl.gov.
  • Reverse Mortgages: Reverse mortgages allow seniors to access the equity from a home that they own, and these funds can be used to pay for assisted living. The U.S. Department of Housing and Urban Development offers a federally insured reverse mortgage program.

Free Assisted Living Resources in Michigan

Long-Term Care Ombudsman Program

The Long-Term Care Ombudsman Program in Michigan helps low-income seniors and people with disabilities. Their services include:

  • Educating elderly residents on their rights
  • Advocating for residents’ on issues related to care services they receive, benefits available to them, long-term care, elder abuse, and their rights
  • Helping residents resolve any concerns they may have

Area Agencies on Aging

Area Agencies on Aging (AAA) is a network of hundreds of nonprofit organizations across America that provide federally funded services to adults over 60 in their local areas.

Michigan has many Area Agencies on Aging that offer comprehensive information on various kinds of programs and community supports for seniors.

Area Agency On Aging Address Phone Number
Area Agency on Aging 1B (Oakland County) 29100 Northwestern Hwy. Ste. 400
Southfield, MI 48034
(248) 357-2255 or
(800)-649-3777 TTY
Area Agency on Aging of Northwest Michigan 1609 Park Dr.
Traverse City, MI 49686
(616) 456-5664 or
(888) 456-5664
Branch-St. Joseph Area Agency on Aging 570 Marshall Rd.
Coldwater, MI 49036
(517) 278-2538 or
(888) 615-8009
Detroit Area Agency on Aging 1333 Brewery Park Blvd. Ste 200
Detroit, MI 48207
(313) 446-4444
Kalamazoo County Area Agency on Aging 311 East Alcott St.
Kalamazoo, MI 49001
(269) 373-5147
Region 2 Area Agency on Aging 102 N. Main St.
Brooklyn, MI 49230
(800) 335-7881
Region 3B Area Agency on Aging 200 W. Michigan Ave. Ste. 102
Battle Creek, MI 49017
(269) 966-2450 or
(800) 626-6719
Region IV Area Agency on Aging 2900 Lakeview Ave.
St. Joseph, MI 49085
(269) 983-0177
Region 7 Area Agency on Aging 1615 South Euclid Ave.
Bay City, MI 48706
(800) 858-1637
Senior Resources 560 Seminole Road
Muskegon, MI 49444
(231) 733.3585 or
(800) 442-0054
The Senior Alliance 5454 Venoy Rd.
Wayne, MI 48184
(734) 722-2830 or
(800) 815-1112
Tri-County Office on Aging 5303 South Cedar Building 1
Lansing, MI, 48911
(517) 887-1440 or
(800) 405-9141
Upper Peninsula Area Agency on Aging 2501 14th Avenue South
Escanaba, MI 49829
(906) 786-4701
Valley Area Agency on Aging 225 E. Fifth Street Ste. 200
Flint MI 48502
(810) 239-7671

Veterans Affairs

Veterans and their spouses can get assistance from their local VA offices with transportation, financing, and various other services. Visit or contact a center near you for guidance on the best support options and eligibility for you or your elderly loved one.

Veterans’ Affairs Office Address Phone Number
Alcona County Veterans Affairs 320 South State St.
Harrisville, MI 48740
(989) 724-3242
Barry County Veterans Affairs 231 S. Broadway Ave.
Hastings, MI 49058
(269) 945-1296
Dearborn Vet Center 19855 Outer Drive Ste. 105 W.
Dearborn, MI 48124
(313) 277-1428
Detroit Vet Center 11214 East Jefferson Ave.
Detroit, MI 48214
(313) 822-1141
Escanaba Vet Center 3500 Ludington St. Suite # 110
Escanaba, MI 49829
(906) 233-0244 or
(877) 927-8387
Grand Rapids Vet Center 2050 Breton Rd SE
Grand Rapids, MI 49546
(616) 285-5795
Macomb County Veterans Services 21885 Dunham Ste. 3
Clinton Township, MI 48036
(586) 469-5315
Michigan Veterans Affairs Agency Phoenix Bldg. 5th Floor 222 N. Washington Square
Lansing, MI 48909
(800) 642-4838
Missaukee County Office of Veteran Affairs 105 S. Canal St.
Lake City, MI 49651
(231) 839-7264 Ext. 5
Monroe County Department of Veterans Affairs 965 S. Raisinville Rd.
Monroe, MI 48161
(734) 240-3287
Oscoda County Veterans Affairs DNR Building 191 S. Mount Tom Rd.
Mio, MI 48647
(989) 786-0355
Pontiac Vet Center 44200 Woodward Ave. Ste. 108
Pontiac, MI 48341
(248) 874-1015
Saginaw Vet Center 5360 Hampton Place
Saginaw, MI 48604
(989) 321-4650
Traverse City Vet Center 3766 N. US 31 South
Traverse City, MI 49684
(231) 935-0051 or
(877) 927-8387

Social Security Offices

By reaching out or visiting a Social Security office, you or your elderly loved one can gain a better understanding of social security benefits as well as other types of assistance that can help with assisted living costs.

Social Security Office Address Phone Number
Adrian Social Security Office 1040 S. Winter St. Ste. 2401
Adrian, MI 49221
(877) 512-5943 or
(517) 481-3819 TTY
Alpena Social Security Office 111 N. 4th Ave.
Alpena, MI 49707
(877) 452-4195 or
(989) 354-8537 TTY
Ann Arbor Social Security Office 3971 Research Park Dr. Ste. A
Ann Arbor, MI 48108
(800) 772-1213 or
(800) 325-0778 TTY
Battle Creek Social Security Office 2518 Capital Ave. Sw
Battle Creek, MI 49015
(877) 445-0829 or
(800) 325-0778 TTY
Bay City Social Security Office 1115 Washington Ave.
Bay City, MI 48708
(866) 366-4924 or
(989) 892-7848 TTY
Benton Harbor Social Security Office 455 Bond St.
Benton Harbor, MI 49022
(877) 405-5457 or
(800) 325-0778 TTY
Big Rapids Social Security Office 730 Watertower Rd.
Big Rapids, MI 49307
(800) 772-1213 or
(800) 325-0778 TTY
Cadillac Social Security Office 1720 S Mitchell St.
Cadillac, MI 49601
(800) 772-1213 or
(800) 325-0778 TTY
Chesterfield Social Security Office 26200 21 Mile Rd.
Chesterfield, MI 48051
(877) 512-5943 or
(517) 481-3819 TTY
Clawson Social Security Office 140 N. Crooks
Clawson, MI 48017
(877) 512-5943 or
(517) 481-3819 TTY
Dearborn Social Security Office 19853 Outer Drive Ste. 200
Dearborn, MI 48124
(877) 512-5943 or
(517) 481-3819 TTY
Detroit Social Security Office Mcnamara Bldg/Rm 450
477 Michigan Ave.
Detroit, MI 48226
(877) 512-5943 or
(517) 481-3819 TTY
Escanaba Social Security Office 1013 1st Ave. North
Escanaba, MI 49829
(877) 545-5503 or
(800) 325-0778 TTY
Farmington Hills Social Security Office 27650 Farmington Rd.
Farmington Hills, MI 48334
(877) 512-5943 or
(517) 481-3819 TTY
Flint Social Security Office 1149 Robert T Longway
Flint, MI 48503
(888) 318-7282 or
(810) 233-6635 TTY
Fort Gratiot Social Security Office 2620 Krafft Rd.
Fort Gratiot, MI 48059
(877) 895-0042 or
(810) 385-9149 TTY
Grand Rapids Social Security Office 3045 Knapp St. Ne
Grand Rapids, MI 49525
(877) 319-5710 or
(616) 363-4128 TTY
Highland Park Social Security Office 60 East Grand Ave.
Highland Park, MI 48203
(877) 512-5943 or
(517) 481-3819 TTY
Holland Social Security Office 657 Hastings Ave.
Holland, MI 49423
(877) 223-6062 or
(800) 325-0778 TTY
Houghton Social Security Office 902 Razorback Dr. Ste. 3
Houghton, MI 49931
(877) 512-5943 or
(517) 481-3819 TTY
Inkster Social Security Office 28657 Cherry Hill Rd.
Inkster, MI 48141
(877) 512-5943 or
(517) 481-3819 TTY
Ironwood Social Security Office 213 S Marquette St. Ste. 2
Ironwood, MI 49938
(906) 932-4034 or
(800) 325-0778 TTY
Jackson Social Security Office 234 W Louis Glick Hwy. Ste. 200
Jackson, MI 49201
(877) 405-0473 or
(800) 325-0778 TTY
Kalamazoo Social Security Office 317 South Drake Rd.
Kalamazoo, MI 49009
(866) 331-9088 or
(800) 325-0778 TTY
Lansing Social Security Office 5210 Perry Robinson
Lansing, MI 48911
(877) 512-5944 or
(800) 325-0778 TTY
Livonia Social Security Office 34010 Plymouth Rd.
Livonia, MI 48150
(877) 512-5943 or
(517) 481-3819 TTY
Ludington Social Security Office 150 N Jebavy Dr.
Ludington, MI 49431
(866) 495-0075 or
(800) 325-0778 TTY
Marquette Social Security Office 300 S Front St. 1st Floor, Ste. 1
Marquette, MI 49855
(855) 782-9154 or
(800) 325-0778 TTY
Monroe Social Security Office 1300 S Telegraph Rd.
Monroe, MI 48161
(877) 512-5943 or
(517) 481-3819 TTY
Mt Pleasant Social Security Office 1940 Sweeney St.
Mt Pleasant, MI 48858
(877) 405-7667 or
(800) 325-0778 TTY
Muskegon Social Security Office 340 Morris Ave.
Muskegon, MI 49440
(866) 763-2632 or
(800) 325-0778 TTY
Owosso Social Security Office 306 N. Gould St.
Owosso, MI 48867
(855) 628-1592 or
(989) 723-4907 TTY
Petoskey Social Security Office 308 State St. Ste. 8
Petoskey, MI 49770
(866) 574-2588 or
(800) 325-0778 TTY
Pontiac Social Security Office 1280 Pontiac Rd.
Pontiac, MI 48340
(877) 512-5943 or
(517) 481-3819 TTY
Redford Social Security Office 26840 W. Seven Mile Rd.
Redford, MI 48240
(877) 512-5943 or
(517) 481-3819 TTY
Roseville Social Security Office 15250 E. 12 Mile Rd.
Roseville, MI 48066
(877) 512-5943 or
(517) 481-3819 TTY
Saginaw Social Security Office 611 E. Genesee Ave.
Saginaw, MI 48607
(877) 405-5868 or
(989) 759-0035 TTY
Sault Sainte Marie Social Security Office 2861 Ashmun St. Ste. 1
Sault Sainte Marie, MI 49783
(855) 285-6007 or
(800) 325-0778 TTY
Sterling Heights Social Security Office 7385 Triangle Dr.
Sterling Heights, MI 48314
(877) 512-5943 or
(517) 481-3819 TTY
Traverse City Social Security Office 1329 S Division St.
Traverse City, MI 49684
(866) 739-4802 or
(231) 929-4143 TTY
West Branch Social Security Office 2938 Hansen Rd.
West Branch, MI 48661
(877) 512-5943 or
(517) 481-3819 TTY
Wyandotte Social Security Office 3450 Biddle Ave.
Wyandotte, MI 48192
(877) 512-5943 or
(517) 481-3819 TTY

Assisted Living Laws and Regulations in Michigan

Assisted Living Admission Contract

Prior to admission in an assisted living facility (ALF) in Michigan, an admission contract is required. The contract must include:

  • Services the resident will require and the fees for each of those services
  • Transportation services, if any, and the fees for those
  • The assisted living facilities’ admission, discharge, and refund policies
  • The resident’s rights and responsibilities

The contract must be updated every year or when there is a significant change in the resident’s care needs.

Assisted Living Scope of Care

Assisted living facilities in Michigan provide supervised personal care that is specified in the resident’s service plan, guidance assistance, medication management, protection, and supervision assistance.

Assisted Living Medicaid Policy

Michigan’s Medicaid only pays for skilled nursing care or therapy services when it comes to home care in an assisted living facility. However, the doctor must prescribe those services as part of the plan of care. Furthermore, the services must be needed on a temporary basis, which is to cure and rehabilitate.

If you or your elderly loved one needs ongoing services to help with activities of daily living, medication management, and/or other services and nursing care, the MI Choice Waiver is an option to look into.

Assisted Living Requirements

The Department of Licensing and Regulatory Affairs takes care of the licensing for assisted living facilities in Michigan. Additionally, they ensure the facilities follow all the regulations. Some of the regulations the ALF is required to follow include:

  • Facilities are only allowed to accept residents in need of care that does not extend beyond what the facility provides.
  • Employees’ toilet facilities must be separate from the residents’ living quarters.
  • ALFs must conduct annual tuberculosis tests for employees and residents, unless they are low-risk facilities.
  • Communities are required to keep facility free from insects and vermin.

Medication Management Regulations

The assisted living facility must follow the labeling instructions or orders of the resident’s physician or other licensed health care professional when supervising, giving, or assisting with medication. Residents who are able can take their medication on their own.

Staffing Requirements

At least one person on each shift must be designated as supervisor, and the facility is required to have enough qualified staff on duty to provide care that is consistent with each resident’s service plans. All on-duty staff must be fully dressed, on-site, and awake for the entire shift.

Staff Training Requirements

Administrators of assisted living facilities in Michigan are required to meet all of these qualifications:

  • Must be 18 years of age or older
  • Have training, education, and/or experience working with the facility’s resident population
  • Be capable of assuring program planning, development, and execution of services to residents consistent with the facility’s program statement, and as per the residents’ service plans and agreements

Direct care staff who supervise and/or administer medications must receive training on proper handling and administration of medications.

Background Checks for Assisted Living

All employees must have a criminal background and fingerprint check. Assisted living facilities in Michigan are not allowed to hire, enter into a contract with, or grant privileges to anyone who will have direct access to residents if that person has been convicted of a felony or misdemeanor.

Requirements for Reporting Abuse

Abuse of any kind, or even suspicion of abuse, should be reported to the Michigan Department of Health and Human Services’ Adult Protective Services. To report the abuse, call (855) 444-3911 at any time. 24 hours after you make your report, Adult Protective Services will begin an investigation.

If you feel the assisted living facility is in violation of the governing act or rules, you can file an anonymous complaint with the Bureau of Community and Health Systems. There are three ways to send your complaint: Using the online form, print and complete a paper form and mail it to the address listed on the website, or call (866) 856-0126.

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To find out about the top assisted living communities in Detroit, read our guide that provides in-depth reviews on the 24 facilities that are certified by the Assisted Living Research Institute.