Seniors who value independence yet need help with activities of daily living may benefit from an assisted living facility. In addition to personal care, these communities provide activities and life-enriching amenities. According to the Genworth Cost of Care Survey, the monthly cost of assisted living in Indianapolis is $4,478.
AssistedLiving.org spent dozens of hours researching the top assisted living communities in the Indianapolis area to allow seniors and their families to find the community that’s right for them. Click through the facilities listed below to read in-depth reviews, what residents are saying, and details such as base pricing, room types, and more.
Elmcroft at Fort Harrison is a senior living community located in Indianapolis, Indiana. Specializing in comprehensive care…
3.9
Average of 10 reviews
Reviews gathered from around the web
Rittenhouse Village at Northside
1251 W 96th St, Indianapolis, IN 46260
Independent Living
Assisted Living
Memory Care
Rittenhouse Village at Northside is an assisted living community located in Indianapolis, Indiana. With a focus on…
4
Average of 27 reviews
Reviews gathered from around the web
Magnolia Springs SouthPointe
4926 Sir Barton Way, Indianapolis, IN 69246
Assisted Living
Memory Care
Magnolia Springs SouthPointe is an assisted living community located in Indianapolis, Indiana. Offering stylish residences and abundant…
4.6
Average of 36 reviews
Reviews gathered from around the web
Castleton Assisted Living
8400 Clearvista Place, Indianapolis, IN 69259
Independent Living
Assisted Living
Memory Care
Miller's Senior Living Community is an assisted living community located in Indianapolis, Indiana. Offering independence and privacy…
4.1
Average of 6 reviews
Reviews gathered from around the web
Bloom at Eagle Creek
5045 W 52nd St, Indianapolis, IN 46254
Assisted Living
Respite Care
Bloom at Eagle Creek is an assisted living community located in Indianapolis, Indiana. With a long-standing tradition…
4.5
Average of 3 reviews
Reviews gathered from around the web
*Stonecrest of Meridian Hills
8549 N Meridian St, Indianapolis, IN 46260
Independent Living
Assisted Living
Stonecrest of Meridian Hills is an assisted living community located in Indianapolis, Indiana. With supportive services and…
5
Average of 3 reviews
Reviews gathered from around the web
CrownPointe of Indianapolis
7365 East 16th Street, Indianapolis, IN 69230
Independent Living
Assisted Living
CrownPointe of Indianapolis is an assisted living community located in Indianapolis, Indiana. Offering affordable housing for today's…
5
Average of 3 reviews
Reviews gathered from around the web
Oasis at 30th
5651 E. 30th Street, Indianapolis, IN 69229
Assisted Living
Skilled Nursing
Magnolia Springs SouthPointe is an assisted living community located in Indianapolis, Indiana. Offering stylish residences and abundant…
4.9
Average of 7 reviews
Reviews gathered from around the web
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In order to find the top assisted living communities in the Indianapolis area, our team of researchers:
Sorted through 70 communities using our unique methodology
Spent over 105 hours researching assisted living communities in Indianapolis
Read more than 560 reviews left by residents and their family members
After filtering out facilities that didn’t meet our high standards, we were left with 25 assisted living communities that earned our seal of approval. Through this process we discovered that the average cost of assisted living in the city of Indianapolis is $4,478, which is higher than the state average of $4,283 and slightly lower than the national average of $4,500.
Jonathan Frank
Licensed Social Worker and Certified Dementia Practitioner
Jonathan Frank
Licensed Social Worker and Certified Dementia Practitioner
Jonathan Frank is a Licensed Social Worker with over 10 years experience working with the geriatric population in a variety of different settings. He received his Masters degree from Rutgers University with a certificate in Aging and Gerontological Services. Additionally, he is a Certified Dementia Practitioner accredited by the National Council of Certified Dementia Practitioners. Jonathan also has Bachelors degree in psychology and worked as an Emergency Medical Technician for 14 years. His passion lies with the elderly and ensuring they age with dignity.
Read on for in-depth information about the top assisted living facilities in Indianapolis, a brief dive into our methodology for determining the best assisted living communities, and a searchable directory of 30 communities in the Indianapolis area.
How to Pay for Assisted Living in Indianapolis, IN
Determining how to finance assisted living often starts with the question, “What’s the cost?” In today’s economy, where inflation plays a significant role, having current data is crucial for senior living financial planning. AssistedLiving.org has gathered cost information from its expansive network of over 75,000 senior living providers. This data offers a glimpse into the average expenses for assisted living in Indianapolis and 47 additional cities within Indiana.
How Inflation Has Impacted the Cost of Assisted Living in Indianapolis, IN
Between 2022 and 2023, assisted living costs in Indianapolis rose by more than 9.5% ($3,684 to $4,036). While a similar increase can be seen across the U.S., the Indiana state median dropped slightly from $4,360 to $4,357 during the same time.
In 2024, costs in Indianapolis are expected to reach $4,346 monthly, roughly an 8% increase from current rates. Other Indiana cities, such as Fort Wayne and Evansville, expect similar increases. However, costs in South Bend are projected to jump 9.5% from $3,773 to $4,063. Making plans for senior care early on can help individuals prepare for these anticipated fluctuations.
Location
2022 Cost (Historical)
2023 Cost (Current)
2024 Cost (Estimated)
Indianapolis
$3,684
$4,036
$4,346
U.S. Average
$4,070
$4,459
$4,802
Indiana
$4,360
$4,357
$4,699
Fort Wayne
$3,810
$4,174
$4,495
Evansville
$3,970
$4,349
$4,684
South Bend
$3,444
$3,773
$4,063
Assisted Living vs. Other Types of Care in Indianapolis, IN
In Indianapolis, the costs between different senior living options vary, reflecting the level of care and services each type of facility provides. At $4,036, assisted living offers support with daily activities and personal care. Independent living is more affordable at $3,089, though it’s best suited to self-sufficient seniors. As memory care is specialized for older adults with cognitive conditions, costs are higher at $5,852. Ultimately, the choice depends on individual needs, living preferences and budget.
Care Type
Cost
Assisted Living
$4,036
Memory Care
$5,852
Independent Living
$3,089
Financial Assistance for Assisted Living in Indianapolis, IN
Other Ways to Pay for Assisted Living in Indianapolis, IN
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
Veterans Benefits
Life Insurance Policy
Long-Term Care Insurance
Reverse Mortgage
For more information about your options for making assisted living more affordable, visit our guide to Assisted Living in Indiana.
Free and Low-Cost Assisted Living Resources for Seniors in Indianapolis, IN
Numerous resources are available in Indianapolis, Indiana to support seniors during their retirement. AssistedLiving.org has gathered data on local groups, initiatives, and agencies, and organized them according to care categories for convenient access.
For details about resources across the state and in neighboring cities, please visit the Indiana state page on assistedliving.org.
Area Agency on Aging
Your local Indianapolis Area Agency on Aging is a valuable resource for retirees, offering guidance on financial aid, in-home care, and long-term care planning. They also link seniors and caregivers to community resources.
Area Agencies on Aging in Indiana offer a wide range of services to support older adults and caregivers. These services include case management, Medicare fraud prevention, and referrals to local programs that cater to the daily needs of seniors. With the help of sixteen agencies across the state, seniors can access services like meal delivery, transportation to medical appointments, bill assistance, and caregiver training. For more information, seniors can call a toll-free number.
Cash Assistance Programs
In Indianapolis, financial aid programs are available to support low-income seniors in maintaining their home-based living. These programs offer tax relief, essential service discounts, and assistance with home heating and cooling expenses.
The Division of Family Resources in Indiana State Government oversees the administration of cash assistance programs, including the Temporary Assistance for Needy Families (TANF) program. TANF provides temporary financial aid and support to low-income families with children under 18. Payments are determined based on the family’s monthly income and size. The program also offers assistance with basic needs, job training, and employment services to help families achieve long-term self-sufficiency.
Food Assistance Programs
In Indianapolis, various local initiatives are dedicated to promoting senior health through balanced nutrition. They offer services like meal delivery, communal dining, and food banks, ensuring elderly residents have access to affordable, nutritious food.
Local food pantries provide free bags of groceries to seniors throughout the state. Simply inform the volunteers of your household size, and they will provide you with the necessary food. The distributed food is a mix of fresh and shelf-stable items, ensuring a diverse supply.
The Indiana Supplemental Nutrition Assistance Program assists low-income Indiana residents, including eligible seniors aged 60 and above, in accessing nutritious food. Eligibility is based on financial, state residency, and citizenship requirements. Income and asset limits apply. Seniors receive a Hoosier Works card, functioning as a debit card, which can be used at most grocery stores for eligible food items. The card cannot be used for alcohol or tobacco.
Local food pantries provide free bags of groceries to seniors throughout the state. Simply inform the volunteers of your household size, and they will provide you with the necessary food. The distributed food is a mix of fresh and shelf-stable items, ensuring a diverse supply.
Meals on Wheels provides convenient, ready-to-eat meals that can be stored in your fridge and reheated whenever you want. Our dedicated volunteers deliver these meals in their own vehicles, ensuring a reliable and efficient service. Additionally, many of our programs offer additional benefits, such as daily check-ins, to ensure your well-being.
Local food pantries provide free bags of groceries to seniors throughout the state. Simply inform the volunteers of your household size, and they will provide you with the necessary food. The distributed food is a mix of fresh and shelf-stable items, ensuring a diverse supply.
Local food pantries provide free bags of groceries to seniors throughout the state. Simply inform the volunteers of your household size, and they will provide you with the necessary food. The distributed food is a mix of fresh and shelf-stable items, ensuring a diverse supply.
The Salvation Army Indiana provides food assistance programs throughout the state, offering canned foods, fresh produce, and hot meals to eligible seniors. They also partner with community projects to serve meals at soup kitchens. In addition, they offer programs for low-income housing, utility bill assistance, and medication cost support for seniors.
Free Used Medical Equipment
In Indianapolis, numerous groups are addressing the steep expense of new medical equipment. They gather gently used items like wheelchairs, ramps, and walkers, providing them to local seniors and individuals in need.
The ALS Association’s Indiana Chapter runs an equipment loan closet for seniors with ALS. They provide free recycled and donated medical equipment like power wheelchairs, patient lifts, rollators, and hospital beds. Seniors can register for free and connect with a Care Services Coordinator who assists in obtaining the necessary equipment.
INDATA offers complimentary assistive technology for individuals with disabilities. Additionally, our team provides free equipment demonstrations and training on the latest technology for seniors in need of new equipment.
Home Repair and Modifications
In Indianapolis, numerous programs are available to aid seniors and individuals with disabilities in financing home modifications and repairs. These programs, offering grants or loans, have diverse eligibility requirements specifically designed for retirees.
FHLBank Indianapolis offers home repair and modification services to enhance accessibility for seniors with mobility challenges. The Accessibility Modification Program, funded by participating FHLBank financial institutions, provides grants to homeowners aged 62 and above, as well as their dependents under 17. The program is open to all seniors with disabilities, and eligibility is based on household income not exceeding 80% of the Area Median Income HUD Income Limits.
Easterseals Crossroads in Indianapolis, IN, offers home modification services for individuals with age or developmental disabilities. From small changes like replacing cabinet doorknobs to larger structural alterations like installing wheelchair ramps, our nonprofit collaborates with healthcare professionals and independent contractors to ensure increased independence. Funding options include Medicaid, Vocational Rehabilitation, grants, and private pay.
The Indiana Rural Development State Office oversees the distribution of Single Family Housing Repair Loans & Grants in Indiana. This program is specifically designed for homeowners aged 62 and above who reside in their homes full-time. Eligible applicants must meet the very low income criteria for their county and be unable to secure funding from other sources. Grants are allocated for the removal of health and safety hazards, while loans can be utilized for home repairs, improvements, or modernization. Applications are accepted year-round at local RD offices.
NeighborLink Indianapolis offers assistance with home repairs for eligible homeowners in Indianapolis. This program is available to individuals aged 62 and older or those with a disability. To qualify, applicants must reside within the 465 Loop North of Washington street and have a household income below $20,385 for a single person or $34,545 for a family of three. Services provided include accessibility and safety repairs, gutter cleaning and replacement, yard clean-up, and plumbing and HVAC work.
Ramp Up Indiana is an Indianapolis-based program that offers Home Repair and Modifications services, specifically designed to assist individuals with mobility challenges. Homeowners with household wheelchair users or other mobility issues can apply for exterior ramp installation, enhancing home accessibility. Our pre-built aluminum or steel ramps not only reduce falls but also significantly improve the quality of life for residents with mobility problems. Ramp repair services are also available.
Legal Resources
In Indianapolis, numerous agencies provide affordable or complimentary legal assistance to the elderly. They offer counsel on matters like estate management, living wills, and power of attorney. Some even serve as advocates for seniors’ rights in long-term care facilities.
The Center for At-Risk Elders is a nonprofit organization that serves as a public guardian for individuals who are unable to make decisions about their own care and lack family support. Led by a team of lawyers, our trained staff and volunteers work tirelessly to advocate for seniors facing financial abuse, neglect, or exploitation.
Indiana Legal Services is a nonprofit organization in Avon that supports residents aged 60 and above. Our licensed legal professionals assist seniors in accessing public benefits like Medicaid, Supplemental Security Income, and the RCAP program for residential care. We also help resolve issues related to denied health insurance claims, canceled Medicare policies, and overpayment of Social Security or veterans’ benefits.
The Indiana Long-Term Care Ombudsman program offers assistance to residents of assisted living communities who require advocacy support. If residents or their family members feel that their rights are being compromised, they can reach out to the Ombudsman for assistance.
The Legal Assistance for Victimized Adults (LAVA) program, funded by the Indiana Criminal Justice Institute, aims to provide support to seniors who have been victims of abuse, exploitation, or neglect. Through this program, older adults can receive free legal representation, seek guidance in navigating legal processes, and have their questions answered.
Senior Engagement
In Indianapolis, a variety of programs and resources are available for seniors to stay engaged and active. These include wellness initiatives, volunteering options, and support networks, all aimed at fostering community involvement and enhancing life quality.
Catholic Charities Indianapolis hosts the Retired and Senior Volunteer Program, offering volunteer opportunities for individuals aged 55 and above. This program allows older adults to contribute to their community based on their availability, skills, and interests. Activities include tutoring, administrative support for local charities, and organizing food pantries. Seniors receive monthly newsletters, supplemental insurance, and invitations to volunteer recognition events.
Dementia Friends Indiana, a nonprofit managed by CICOA Aging & In-Home Solutions, helps older adults find support for cognitive decline. Their events, like Memory Cafes and Become a Friend sessions, connect seniors and families facing dementia challenges. They offer techniques for safer home management and resources like Help and Hope for Family Caregivers, a video series and workbook on caregiving.
Social Security Offices
In Indianapolis, Social Security offices provide essential services to seniors and individuals with disabilities. They offer guidance on retirement benefits, disability allowances, and Supplemental Security Income.
Social Security provides income for retirees and individuals unable to work due to disability. Funding is derived from payroll taxes paid by employers, employees, and self-employed individuals. Upon retirement, monthly payments are determined by previous earnings.
Tax Assistance
Numerous tax aid resources are available in Indianapolis for senior citizens and individuals with disabilities. These include potential exemptions on medical costs, property tax reductions, and other tax relief initiatives.
Get free tax preparation and filing assistance from the United Way of Central Indiana. If you earn less than $66,000 a year, our volunteers are here to help. They can answer your questions and find exemptions, credits, and deductions to save you money on your taxes. Take advantage of this opportunity and get the help you need.
Utility & Energy Bill Assistance
Organizations are available to aid low-income seniors in Indianapolis struggling with home maintenance costs, including utility and energy bills. Emergency funding may also be accessible for those at risk of utility service termination due to unpaid bills.
Indiana residents who meet the program’s financial restrictions, similar to Medicaid’s income and asset limits, can access energy assistance.
Veteran’s Services
Veteran services in Indianapolis offer invaluable assistance to retired military personnel. These local entities guide veterans in utilizing their rightful benefits and provide counsel on diverse matters.
Former U.S. military members can reach out to the VA Regional Office to explore available benefits and their eligibility for financial aid towards assisted living services. Office hours are Monday to Friday, and in-person interviews can be scheduled during this time. Contact the VA Regional Office for more information.
The Indianapolis Vet Center offers confidential mental health services for service members, veterans, and their families in a serene, nonmedical setting. The clinic operates Monday through Friday by appointment, with flexible hours available upon request. Our counseling services cover a range of needs, including grief and bereavement, PTSD, military sexual trauma, depression, and anger. We also provide transition counseling to support returning service members in their civilian life reintegration.
The Richard L. Roudebush Veterans’ Administration Medical Center in Indianapolis offers a wide range of primary and specialty care services for veterans. With 24/7 availability, the hospital provides cardiology, neurology, audiology, gastroenterology, and dermatology services. Emergency care, vision care, dental services, outpatient surgery, pharmacy, mental health care, and physical therapy are also available. Convenient parking is provided in the on-site garage.
Assisted Living Laws and Regulations in Indianapolis, IN
Assisted Living Communities in Indianapolis are required to follow a set of rules and regulations that are determined by the state. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.
Our Methodology
It’s not what we research, but the way we research that makes AssistedLiving.org stand out. We start by identifying problems and challenges in the senior care industry by gaining insight from conversations with industry professionals, older adults, and those that care for them. Next, our research team led by industry experts apply our data-driven research techniques to understand the magnitude of the challenge and how to overcome it. Finally, we present our findings in easy-to-understand guides and studies and share our actionable results with influencers and caregivers, as well as the general public.
Facility Features (40%)
Facility Health Services Graded on health services provided on the facility including, but not limited to, on-site nursing, pharmacy, skilled nursing, medicine administration, etc
Facility Amenities Graded on the available amenities.
Affordability Financial assistance acceptance and overall costs and value.
Residential Quality (40%)
Resident Satisfaction Polling & survey of overall facility satisfaction.
Facility Complaint and Violations Number of complaints and violations the facility had. Taking into account improvement over time.
Location-Based Benefits Including, but not limited to, proximity to hospitals, ambulance response times, senior resources available, and state and city financial assistance.
Location Quality Local crime rates, incidents against older adults, air quality, climate.
