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The Assisted Living Research Institute spent dozens of hours researching the top assisted living communities in the Charlotte area to allow seniors and their families to find the community that’s right for them. Click through the facilities listed below to read in-depth reviews, what residents are saying, and details such as base pricing, room types, and more.

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In order to find the top assisted living communities in the Charlotte area, our team of researchers:

  • Sorted through 69 communities using our unique methodology
  • Spent over 104 hours researching assisted living communities in Charlotte
  • Read more than 552 reviews left by residents and their family members

After filtering out facilities that didn’t meet our high standards, we were left with 18 assisted living communities that earned our seal of approval. Through this process we discovered that the average cost of assisted living in the city of Charlotte is $4,400, which is higher than the state average of $4,101 and lower than the national average of $4,500.

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Jonathan Frank
Licensed Social Worker and Certified Dementia Practitioner
Jonathan Frank
Licensed Social Worker and Certified Dementia Practitioner

Jonathan Frank is a Licensed Social Worker with over 10 years experience working with the geriatric population in a variety of different settings. He received his Masters degree from Rutgers University with a certificate in Aging and Gerontological Services. Additionally, he is a Certified Dementia Practitioner accredited by the National Council of Certified Dementia Practitioners. Jonathan also has Bachelors degree in psychology and worked as an Emergency Medical Technician for 14 years. His passion lies with the elderly and ensuring they age with dignity.

Read on for in-depth information about the top assisted living facilities in Charlotte, a brief dive into our methodology for determining the best assisted living communities, and a searchable directory of 30 communities in the Charlotte area.

How to Pay for Assisted Living in Charlotte, NC

Determining how to finance assisted living often starts with the question, “What’s the cost?” In today’s economy, where inflation plays a significant role, having current data is crucial for senior living financial planning. has gathered cost information from its expansive network of over 75,000 senior living providers. This data offers a glimpse into the average expenses for assisted living in Charlotte and 48 additional cities within North Carolina.

How Inflation Has Impacted the Cost of Assisted Living in Charlotte, NC

Changes in assisted living costs vary by region. Charlotte rates increased by about 10% to $4,650 from 2022 to 2023, which is along the same rates as the national average, which is now $4,450, but significantly less than the North Carolina increase of 18.5%.

In 2024, rates are expected to increase again in Charlotte to $5,008. The state rates are expected to decrease slightly by about 0.5%. However, several other cities are expected to increase by about 8%. That means seniors should start planning now to make those increases more manageable.

Location 2022 Cost (Historical) 2023 Cost (Current) 2024 Cost (Estimated)
Charlotte $4,244 $4,650 $5,008
U.S. Average $4,070 $4,459 $4,802
North Carolina $4,088 $4,828 $4,803
Raleigh $3,523 $3,860 $4,157
Asheville $4,695 $5,144 $5,540
Chattanooga, TN $3,559 $3,899 $4,199

Assisted Living vs. Other Types of Care in Charlotte, NC

Seniors choosing assisted living can expect their costs to fall in the middle at about $4,650. People with dementia might need memory care, which averages $6,224. Meanwhile, seniors who are relatively independent can save money by spending about $2,824 per month on independent living. Comparing the costs of varying types of care and the services they offer helps seniors choose the situation that’s best for them.

Care Type Cost
Assisted Living $4,650
Memory Care $6,224
Independent Living $2,824

Financial Assistance for Assisted Living in Charlotte, NC

Paying for assisted living in North Carolina graphic

Other Ways to Pay for Assisted Living in Charlotte, NC

Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:

  • Veterans Benefits
  • Life Insurance Policy
  • Long-Term Care Insurance
  • Reverse Mortgage

For more information about your options for making assisted living more affordable, visit our guide to Assisted Living in North Carolina.

Free and Low-Cost Assisted Living Resources for Seniors in Charlotte, NC

Numerous resources are available in Charlotte, North Carolina to support seniors during their retirement. has gathered data on local groups, initiatives, and agencies, and organized them according to care categories for convenient access.

For details about resources across the state and in neighboring cities, please visit the North Carolina state page on


Area Agency on Aging

Your local Charlotte Area Agency on Aging is a valuable resource for retirees, offering guidance on financial aid, in-home care, and long-term care planning. They also link seniors and caregivers to community resources.

Program Name Phone Number Description
Centralina Area Agency on Aging 704-372-2416 North Carolina has 16 Area Agencies on Aging (AAA) that serve various counties. These AAAs are responsible for program and resource development, advocacy, information brokerage, planning and funds administration quality assurance. You can find contact information for each AAA location and the counties they serve on the NC Department of Health and Human Services website.

Financial Assistance for Senior Care

Financial aid is available for seniors in Charlotte who prefer to age in place. Various local entities provide support for expenses like home care, home adjustments, and utility bills.

Program Name Phone Number Description
Family Caregiver Support Program 919-855-3462 SeniorAge Area Agency on Aging provides a range of programs and services for older adults and their families in southwest Missouri. The Family Caregiver Support program offers education and assistance to those caring for senior family members. It includes public presentations, individual guidance, care coordination services, and access to safety equipment. Additionally, the agency facilitates support groups focused on dementia.
In-Home Aide – Charlotte 704-432-1111 This program facilitates connections between older adults and in-home care providers who offer assistance with daily tasks. Aides provide personal care and help with chores and administrative duties. While the service does not provide full-time care, it can alleviate the burden on loved ones or other caregivers, potentially reducing the need for nursing home or assisted living placement.


Food Assistance Programs

In Charlotte, various local initiatives are dedicated to promoting senior health through balanced nutrition. They offer services like meal delivery, communal dining, and food banks, ensuring elderly residents have access to affordable, nutritious food.

Program Name Phone Number Description
Friendship Trays, Inc. 704-523-4333 Meals on Wheels provides meal delivery services to seniors throughout North Carolina, promoting better nutrition and reducing feelings of social isolation. They offer specialized meal options for individuals with specific dietary needs, such as diabetics or those requiring low-sodium diets. Local offices determine the number of meals to be delivered each week and establish delivery schedules based on their respective areas.


Free Used Medical Equipment

In Charlotte, numerous groups are addressing the steep expense of new medical equipment. They gather gently used items like wheelchairs, ramps, and walkers, providing them to local seniors and individuals in need.

Program Name Phone Number Description
Assist M.E. – Charlotte 704-659-1123 Assist M.E., a nonprofit based in Charlotte, offers free mobility and medical equipment to low-income individuals in Mecklenburg County. Donations of gently used equipment are accepted, and after being repaired and sanitized, they are distributed to those in need.


In Charlotte, numerous agencies provide affordable or complimentary legal assistance to the elderly. They offer counsel on matters like estate management, living wills, and power of attorney. Some even serve as advocates for seniors’ rights in long-term care facilities.

Program Name Phone Number Description
Charlotte Center for Legal Advocacy 704-376-1600 The Charlotte Center for Legal Advocacy provides legal representation and education to seniors in Mecklenburg County. Our advocates safeguard seniors from financial exploitation, fraud, and predatory lenders. We assist with government benefits such as Medicaid, Medicare, food stamps, and Social Security. Our services also cover power of attorney, nursing home, assisted living, and home care issues.
Legal Aid of North Carolina 704-594-8662 Legal Aid of North Carolina offers free legal support to seniors in the state, providing assistance with guardianship cases, eviction and foreclosure disputes, and housing subsidy maintenance. All seniors aged 60 and above are eligible for help. LANC’s Senior Help Line is available toll-free from 9 a.m. to 11 a.m. and 1 p.m. to 3 p.m., Monday through Friday.


Senior Centers

In Charlotte, senior centers serve as a hub for older adults, providing recreational activities, events, and valuable resources. These centers also offer wellness programs, nutritional guidance, and assistance with senior-related concerns.

Program Name Phone Number Description
Levine Senior Center 704-846-4654 The Levine Senior Center in Matthews is a certified community destination for individuals aged 50 and above. Open on weekdays, it offers a range of activities including oil and acrylic painting, water aerobics, and healthy living workshops. With amenities such as a pool, fitness center, and banquet room available for rentals, it provides opportunities for socializing, exercise, and entertainment.
Bette Rae Thomas Senior Center 980-314-1111 The Bette Rae Thomas Recreation Center in Charlotte, NC provides a variety of engaging programming and activities for seniors. The center is open Monday-Thursday, with limited hours on Fridays, Saturdays, and Sundays. Seniors can enjoy free, nutritionally balanced lunches Monday-Friday, access to a full-service gym with a running track, and participate in daily exercise classes, art programming, games, and social events.
Shepherd’s Center of Charlotte 704-365-1995 For over 40 years, the Shepherd’s Center has been dedicated to supporting Charlotte’s senior community. Our programs range from book clubs and music therapy to jewelry-making, Medicare counseling, and tax-filing assistance. We also offer the exciting Travel Adventures program, where participants can explore local music, food, and other experiences. Join us and discover the enriching opportunities that await you at the Shepherd’s Center.
Tyvola Senior Center 980-314-1320 The Tyvola Senior Center offers a range of programs and activities tailored for adults aged 55 and older. Open on weekdays from 8 a.m. to 4:30 p.m., the center features a library, fitness area, multipurpose rooms, kitchen, and computer lab. It’s a welcoming space for seniors to engage in enriching experiences and connect with others.


Social Security Offices

In Charlotte, Social Security offices provide essential services to seniors and individuals with disabilities. They offer guidance on retirement benefits, disability allowances, and Supplemental Security Income.

Program Name Phone Number Description
Charlotte Social Security Office 28227 800-772-1213 Social Security provides income for retirees and individuals unable to work due to disability. Funding is generated through payroll taxes paid by employers, employees, and self-employed individuals. Upon retirement, monthly payments are determined by previous earnings.


Tax Assistance

Numerous tax aid resources are available in Charlotte for senior citizens and individuals with disabilities. These include potential exemptions on medical costs, property tax reductions, and other tax relief initiatives.

Program Name Phone Number Description
Charlotte Elderly Property Tax Exemption Program 980-314-4226 The Charlotte Elderly Property Tax Exemption program offers financial relief to low-income seniors aged 65 and above residing within the city limits. This program grants a tax exclusion of $25,000 or 50%, whichever is higher.


Transportation Assistance

For seniors in Charlotte struggling with private transportation, help is at hand. Community services are available to aid the elderly and disabled in their local travels, facilitating errands and appointments within the city.

Program Name Phone Number Description
Mecklenburg Transportation System (MTS) 704-336-3000 The Mecklenburg Transportation System offers various transportation programs for adults and seniors, including Medicaid transportation, Elderly Disabled Transportation Assistance (EDTAP), Elderly General Purpose (EGP), Enhanced Mobility of Seniors & Individuals with Disabilities (5310), Rural General Public (RGP), and Veterans Services Transportation.


Veteran’s Services

Veteran services in Charlotte offer invaluable assistance to retired military personnel. These local entities guide veterans in utilizing their rightful benefits and provide counsel on diverse matters.

Program Name Phone Number Description
Charlotte Vet Center 704-423-4800 The Charlotte Vet Center provides confidential counseling and connects veterans with community resources. Trained personnel offer information on VA benefits, state and federal programs, and mental health support for conditions like anxiety, depression, stress, PTSD, and military sexual trauma. Individual counseling sessions utilize evidence-based treatments such as cognitive behavioral therapy, supportive therapy, whole health approaches, and cognitive processing therapy.
Mecklenburg County Veterans Services 704-336-2102 Mecklenburg County Veterans Services provides advocacy, support, and information on veteran benefits and services to senior veterans in Charlotte. MCVS also offers counseling services and trains veterans for community jobs through the Building with Our Veterans program. The Charlotte VA outpatient clinic offers preventative care, diagnostic, and treatment services.


Assisted Living Laws and Regulations in Charlotte, NC

Assisted Living Communities in Charlotte are required to follow a set of rules and regulations that are determined by the state. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.

Laws and regulations for assisted living in North Carolina

Our Methodology

It’s not what we research, but the way we research that makes stand out. We start by identifying problems and challenges in the senior care industry by gaining insight from conversations with industry professionals, older adults, and those that care for them. Next, our research team led by industry experts apply our data-driven research techniques to understand the magnitude of the challenge and how to overcome it. Finally, we present our findings in easy-to-understand guides and studies and share our actionable results with influencers and caregivers, as well as the general public.

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Facility Features (40%)

Facility Health Services Graded on health services provided
on the facility including, but not
limited to, on-site nursing,
pharmacy, skilled nursing,
medicine administration, etc

Facility Amenities Graded on the available

Affordability Financial assistance acceptance
and overall costs and value.

Residential Quality (40%)

Resident Satisfaction Polling & survey of overall facility satisfaction.

Facility Complaint and Violations Number of complaints and violations the facility had. Taking into account improvement over time.

Online Reviews Aggregated verified online reviews.

Location (20%)

Location-Based Benefits Including, but not limited to, proximity to
hospitals, ambulance response times, senior
resources available, and state and city
financial assistance.

Location Quality Local crime rates, incidents against older
adults, air quality, climate.

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