Charlotte seniors who need help with activities of daily living might choose assisted living to get that specialized care and assistance. Older adults might find themselves in assisted living as a stop between independent living and a nursing home setting. Charlotte assisted living averages $4,650 per month, which is a little higher than the national rate of $4,459 and a little less than the $4,828 average rate for North Carolina.
The Assisted Living Research Institute spent dozens of hours researching the top assisted living communities in the Charlotte area to allow seniors and their families to find the community that’s right for them. Click through the facilities listed below to read in-depth reviews, what residents are saying, and details such as base pricing, room types, and more.
6001 Wilora Lake Rd Suite 200, Charlotte, NC 28212
Independent Living
Assisted Living
Memory Care
Wilora Lake Health Care Center is an assisted living facility located in Charlotte, North Carolina. Specializing in…
2.7
Average of 9 reviews
Reviews gathered from around the web
Brookdale Carriage Club Providence
5800 Old Providence Rd., Charlotte, NC 28226
Assisted Living
Independent Living
Memory Care
Skilled Nursing
Brookdale Carriage Club Providence is praised for its staff and its amenities, being described as "first class…
3.97
Average of 138 reviews
Reviews gathered from around the web
GlenView Suites Independent Living
5515 Rea Road, Charlotte, NC 54712
Assisted Living
Memory Care
Relatives are impressed with their loved one's accommodation and appreciate how staff members ensure they are always…
4.07
Average of 71 reviews
Reviews gathered from around the web
Summit Place Of Southpark
2101 Runnymede Lane, Charlotte, NC 54695
Assisted Living
Memory Care
Respite
Residents and family members praise the cheery environment. One writes, "Each time we visit we are impressed…
4.24
Average of 80 reviews
Reviews gathered from around the web
Cutherbertson Village
3800 Shamrock Drive, Charlotte, NC 54701
Assisted Living
Independent Living
Memory Care
Skilled Nursing
Residents describe a caring community and praise the condition of the campus at Aldersgate. One relative of…
3.99
Average of 43 reviews
Reviews gathered from around the web
The Laurels & The Haven in Highland Creek
6101 Clarke Creek Parkway, Charlotte, NC 54742
Assisted Living
Memory Care
Respite
Families praise helpful staff, good meals and activities. One relative says, "Staff is very accommodating, very kind.…
4.18
Average of 114 reviews
Reviews gathered from around the web
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In order to find the top assisted living communities in the Charlotte area, our team of researchers:
Sorted through 69 communities using our unique methodology
Spent over 104 hours researching assisted living communities in Charlotte
Read more than 552 reviews left by residents and their family members
After filtering out facilities that didn’t meet our high standards, we were left with 18 assisted living communities that earned our seal of approval. Through this process we discovered that the average cost of assisted living in the city of Charlotte is $4,400, which is higher than the state average of $4,101 and lower than the national average of $4,500.
Jonathan Frank
Licensed Social Worker and Certified Dementia Practitioner
Jonathan Frank
Licensed Social Worker and Certified Dementia Practitioner
Jonathan Frank is a Licensed Social Worker with over 10 years experience working with the geriatric population in a variety of different settings. He received his Masters degree from Rutgers University with a certificate in Aging and Gerontological Services. Additionally, he is a Certified Dementia Practitioner accredited by the National Council of Certified Dementia Practitioners. Jonathan also has Bachelors degree in psychology and worked as an Emergency Medical Technician for 14 years. His passion lies with the elderly and ensuring they age with dignity.
Read on for in-depth information about the top assisted living facilities in Charlotte, a brief dive into our methodology for determining the best assisted living communities, and a searchable directory of 30 communities in the Charlotte area.
How to Pay for Assisted Living in Charlotte, NC
Determining how to finance assisted living often starts with the question, “What’s the cost?” In today’s economy, where inflation plays a significant role, having current data is crucial for senior living financial planning. AssistedLiving.org has gathered cost information from its expansive network of over 75,000 senior living providers. This data offers a glimpse into the average expenses for assisted living in Charlotte and 48 additional cities within North Carolina.
How Inflation Has Impacted the Cost of Assisted Living in Charlotte, NC
Changes in assisted living costs vary by region. Charlotte rates increased by about 10% to $4,650 from 2022 to 2023, which is along the same rates as the national average, which is now $4,450, but significantly less than the North Carolina increase of 18.5%.
In 2024, rates are expected to increase again in Charlotte to $5,008. The state rates are expected to decrease slightly by about 0.5%. However, several other cities are expected to increase by about 8%. That means seniors should start planning now to make those increases more manageable.
Location
2022 Cost (Historical)
2023 Cost (Current)
2024 Cost (Estimated)
Charlotte
$4,244
$4,650
$5,008
U.S. Average
$4,070
$4,459
$4,802
North Carolina
$4,088
$4,828
$4,803
Raleigh
$3,523
$3,860
$4,157
Asheville
$4,695
$5,144
$5,540
Chattanooga, TN
$3,559
$3,899
$4,199
Assisted Living vs. Other Types of Care in Charlotte, NC
Seniors choosing assisted living can expect their costs to fall in the middle at about $4,650. People with dementia might need memory care, which averages $6,224. Meanwhile, seniors who are relatively independent can save money by spending about $2,824 per month on independent living. Comparing the costs of varying types of care and the services they offer helps seniors choose the situation that’s best for them.
Care Type
Cost
Assisted Living
$4,650
Memory Care
$6,224
Independent Living
$2,824
Financial Assistance for Assisted Living in Charlotte, NC
Other Ways to Pay for Assisted Living in Charlotte, NC
Since not everyone can afford to pay for assisted living out-of-pocket, it’s important to find alternative methods to help make assisted living more affordable. Some of these options include:
Veterans Benefits
Life Insurance Policy
Long-Term Care Insurance
Reverse Mortgage
For more information about your options for making assisted living more affordable, visit our guide to Assisted Living in North Carolina.
Free and Low-Cost Assisted Living Resources for Seniors in Charlotte, NC
Numerous resources are available in Charlotte, North Carolina to support seniors during their retirement. AssistedLiving.org has gathered data on local groups, initiatives, and agencies, and organized them according to care categories for convenient access.
For details about resources across the state and in neighboring cities, please visit the North Carolina state page on assistedliving.org.
Area Agency on Aging
Your local Charlotte Area Agency on Aging is a valuable resource for retirees, offering guidance on financial aid, in-home care, and long-term care planning. They also link seniors and caregivers to community resources.
North Carolina has 16 Area Agencies on Aging (AAA) that serve various counties. These AAAs are responsible for program and resource development, advocacy, information brokerage, planning and funds administration quality assurance. You can find contact information for each AAA location and the counties they serve on the NC Department of Health and Human Services website.
Financial Assistance for Senior Care
Financial aid is available for seniors in Charlotte who prefer to age in place. Various local entities provide support for expenses like home care, home adjustments, and utility bills.
SeniorAge Area Agency on Aging provides a range of programs and services for older adults and their families in southwest Missouri. The Family Caregiver Support program offers education and assistance to those caring for senior family members. It includes public presentations, individual guidance, care coordination services, and access to safety equipment. Additionally, the agency facilitates support groups focused on dementia.
This program facilitates connections between older adults and in-home care providers who offer assistance with daily tasks. Aides provide personal care and help with chores and administrative duties. While the service does not provide full-time care, it can alleviate the burden on loved ones or other caregivers, potentially reducing the need for nursing home or assisted living placement.
Food Assistance Programs
In Charlotte, various local initiatives are dedicated to promoting senior health through balanced nutrition. They offer services like meal delivery, communal dining, and food banks, ensuring elderly residents have access to affordable, nutritious food.
Meals on Wheels provides meal delivery services to seniors throughout North Carolina, promoting better nutrition and reducing feelings of social isolation. They offer specialized meal options for individuals with specific dietary needs, such as diabetics or those requiring low-sodium diets. Local offices determine the number of meals to be delivered each week and establish delivery schedules based on their respective areas.
Free Used Medical Equipment
In Charlotte, numerous groups are addressing the steep expense of new medical equipment. They gather gently used items like wheelchairs, ramps, and walkers, providing them to local seniors and individuals in need.
Assist M.E., a nonprofit based in Charlotte, offers free mobility and medical equipment to low-income individuals in Mecklenburg County. Donations of gently used equipment are accepted, and after being repaired and sanitized, they are distributed to those in need.
Legal Resources
In Charlotte, numerous agencies provide affordable or complimentary legal assistance to the elderly. They offer counsel on matters like estate management, living wills, and power of attorney. Some even serve as advocates for seniors’ rights in long-term care facilities.
The Charlotte Center for Legal Advocacy provides legal representation and education to seniors in Mecklenburg County. Our advocates safeguard seniors from financial exploitation, fraud, and predatory lenders. We assist with government benefits such as Medicaid, Medicare, food stamps, and Social Security. Our services also cover power of attorney, nursing home, assisted living, and home care issues.
Legal Aid of North Carolina offers free legal support to seniors in the state, providing assistance with guardianship cases, eviction and foreclosure disputes, and housing subsidy maintenance. All seniors aged 60 and above are eligible for help. LANC’s Senior Help Line is available toll-free from 9 a.m. to 11 a.m. and 1 p.m. to 3 p.m., Monday through Friday.
Senior Centers
In Charlotte, senior centers serve as a hub for older adults, providing recreational activities, events, and valuable resources. These centers also offer wellness programs, nutritional guidance, and assistance with senior-related concerns.
The Levine Senior Center in Matthews is a certified community destination for individuals aged 50 and above. Open on weekdays, it offers a range of activities including oil and acrylic painting, water aerobics, and healthy living workshops. With amenities such as a pool, fitness center, and banquet room available for rentals, it provides opportunities for socializing, exercise, and entertainment.
The Bette Rae Thomas Recreation Center in Charlotte, NC provides a variety of engaging programming and activities for seniors. The center is open Monday-Thursday, with limited hours on Fridays, Saturdays, and Sundays. Seniors can enjoy free, nutritionally balanced lunches Monday-Friday, access to a full-service gym with a running track, and participate in daily exercise classes, art programming, games, and social events.
For over 40 years, the Shepherd’s Center has been dedicated to supporting Charlotte’s senior community. Our programs range from book clubs and music therapy to jewelry-making, Medicare counseling, and tax-filing assistance. We also offer the exciting Travel Adventures program, where participants can explore local music, food, and other experiences. Join us and discover the enriching opportunities that await you at the Shepherd’s Center.
The Tyvola Senior Center offers a range of programs and activities tailored for adults aged 55 and older. Open on weekdays from 8 a.m. to 4:30 p.m., the center features a library, fitness area, multipurpose rooms, kitchen, and computer lab. It’s a welcoming space for seniors to engage in enriching experiences and connect with others.
Social Security Offices
In Charlotte, Social Security offices provide essential services to seniors and individuals with disabilities. They offer guidance on retirement benefits, disability allowances, and Supplemental Security Income.
Social Security provides income for retirees and individuals unable to work due to disability. Funding is generated through payroll taxes paid by employers, employees, and self-employed individuals. Upon retirement, monthly payments are determined by previous earnings.
Tax Assistance
Numerous tax aid resources are available in Charlotte for senior citizens and individuals with disabilities. These include potential exemptions on medical costs, property tax reductions, and other tax relief initiatives.
The Charlotte Elderly Property Tax Exemption program offers financial relief to low-income seniors aged 65 and above residing within the city limits. This program grants a tax exclusion of $25,000 or 50%, whichever is higher.
Transportation Assistance
For seniors in Charlotte struggling with private transportation, help is at hand. Community services are available to aid the elderly and disabled in their local travels, facilitating errands and appointments within the city.
The Mecklenburg Transportation System offers various transportation programs for adults and seniors, including Medicaid transportation, Elderly Disabled Transportation Assistance (EDTAP), Elderly General Purpose (EGP), Enhanced Mobility of Seniors & Individuals with Disabilities (5310), Rural General Public (RGP), and Veterans Services Transportation.
Veteran’s Services
Veteran services in Charlotte offer invaluable assistance to retired military personnel. These local entities guide veterans in utilizing their rightful benefits and provide counsel on diverse matters.
The Charlotte Vet Center provides confidential counseling and connects veterans with community resources. Trained personnel offer information on VA benefits, state and federal programs, and mental health support for conditions like anxiety, depression, stress, PTSD, and military sexual trauma. Individual counseling sessions utilize evidence-based treatments such as cognitive behavioral therapy, supportive therapy, whole health approaches, and cognitive processing therapy.
Mecklenburg County Veterans Services provides advocacy, support, and information on veteran benefits and services to senior veterans in Charlotte. MCVS also offers counseling services and trains veterans for community jobs through the Building with Our Veterans program. The Charlotte VA outpatient clinic offers preventative care, diagnostic, and treatment services.
Assisted Living Laws and Regulations in Charlotte, NC
Assisted Living Communities in Charlotte are required to follow a set of rules and regulations that are determined by the state. For an overview of those rules and regulations, see the information below. For more specific information, talk with your local community or Area Agency on Aging.
Our Methodology
It’s not what we research, but the way we research that makes AssistedLiving.org stand out. We start by identifying problems and challenges in the senior care industry by gaining insight from conversations with industry professionals, older adults, and those that care for them. Next, our research team led by industry experts apply our data-driven research techniques to understand the magnitude of the challenge and how to overcome it. Finally, we present our findings in easy-to-understand guides and studies and share our actionable results with influencers and caregivers, as well as the general public.
Facility Features (40%)
Facility Health Services Graded on health services provided on the facility including, but not limited to, on-site nursing, pharmacy, skilled nursing, medicine administration, etc
Facility Amenities Graded on the available amenities.
Affordability Financial assistance acceptance and overall costs and value.
Residential Quality (40%)
Resident Satisfaction Polling & survey of overall facility satisfaction.
Facility Complaint and Violations Number of complaints and violations the facility had. Taking into account improvement over time.
Location-Based Benefits Including, but not limited to, proximity to hospitals, ambulance response times, senior resources available, and state and city financial assistance.
Location Quality Local crime rates, incidents against older adults, air quality, climate.
